FAQ’s

Frequently Asked Questions

These are some of the common questions we receive every day. Normally, you would expect to see detailed answers to these questions.

Unfortunately, we have found no universal answer to these questions.   Each individual has a different set of circumstances, different goals and different solutions.

  • Can you lower my payment?
  • Should I file bankruptcy?
  • Should I consolidate my loans? When?
  • Are private loans better than ED loans?
  • What is loan forgiveness?
  • Can you help my parents who co-signed my loans?
  • Are husbands and wives both responsible if only one has student loans? What if both have loans?
  • How do I get out of default?
  • How long do I have to pay?
  • Can they garnish my wages?
  • How do I avoid default?
  • How can I stop the calls from bill collectors?
  • Should I consolidate to get a better interest rate?
  • What should I do if I am delinquent?
  • Can you cancel my student loans?
  • I have been sued. Can you represent me?
  • My school went out of business. Do I still have to pay?

If you are looking for honest answers to your questions and skilled help to implement the best solution for you, ask for your free evaluation today.