About Us

The Student Loan Crisis Center was formed by a group of lawyers and accountants with family members experiencing student loan debt problems. Their family was confused with the complexity of student loans, anxious about repayment and depressed by the effect of those loans on their future. This website was created to relieve that anxiety with honest advice, accurate information, long-term planning, reasonable fees and annual help to stay in compliance with the Department of Education’s regulations.

What We Do

Help you to assemble and analyze student loan debt
Research the best available options for you
Advise you for the long-term solution to your debt issues
Try to get as many loans forgiven as possible
Assist you with any paperwork needed to execute
Assist you to stay in annual compliance

What We Do NOT Do

Promise immediate loan forgiveness
Try to sell you low-rate private student loans
Try to unnecessarily consolidate your student loans
Charge large up-front fees
Try to scare you with fake warnings or scare tactics
Abandon our clients in the future
Recommend bankruptcy unless absolutely necessary

Meet Our Team

Jim Craig – Jim is a graduate of Eastern Kentucky University with both a BBA and an MBA in Accounting. He taught accounting at Eastern Kentucky University and is also a Vietnam veteran. In addition, he graduated from the University of Kentucky School of Law and was admitted to the Kentucky bar in 1978.

His experience includes representation before the IRS on client issues including property levies, wage garnishment, property seizure and aggressive collection tactics. He has extensive experience in negotiation and dealing with inflexible governmental agencies. He uses these acquired skills to interpret and navigate the complexity of Student Loan law for our SLCC clients.

Lee Wagers – Lee is a graduate of Eastern Kentucky University with a BBA in Accounting. He passed the CPA Exam in 1974, graduated from the University of Kentucky School of Law in 1977 and passed the Kentucky bar exam in 1977.

His CPA firm was founded in 1977 and he practiced tax law for over 40 years. His experience includes interpreting the tax laws for every type of legal entity, tax appeals, and representation of clients in Federal Court. His legal experience includes million-dollar reductions in multiple IRS tax assessments and was a co-counsel to a 3,000-client class action that produced a six-million-dollar refund for the class. He now uses those skills to exclusively deal with Student Loan legal issues.

Sue Kalgren – Sue is a graduate of Tennessee Wesleyan University with both a Bachelor of Science degree and advanced graduate study. She has extensive experience in private banking, loan management and loan documentation, tax issues and client relations. She manages our website, the flow of documents and is an excellent paralegal.